Payment Options

Interest Free Finance


Sun Stream Saunas has partnered with Gilrose Finance so you can get the Sauna you need on a No interest payment plan today!

Get a decision today, it won’t impact your credit score

How To Apply?

Through Gilrose Finance, we can arrange flexible payment terms from 6-48 months. From no deposit is required and there is no charge for early repayment.

Applications take 5-10 minutes and most applications are approved within 5 minutes of completing the form and only a few take longer than 15 minutes. Normal credit criteria apply.

What is Interest Free?

Enjoy the flexibility to make your purchase and manage your payments over time, without paying any interest during the interest free period.

Minimum monthly payments are required but if you pay the outstanding balance in full before the end of the interest free period, you will avoid paying any interest.

The prevailing interest rate applies to any outstanding balance on the expiry of the interest free period.

Interest Free Terms

12 – 24 Months Interest Free with your choice of 6 – 48 Months to Pay

12 – 24 Months Interest Free is only available through Gilrose Finance. Normal lending criteria, a $95.00 establishment fee, a credit check fee of  up to $10.00 and a monthly account fee of $3.15 applies. From no deposit is required and there is NO charge for early repayment. If you choose to make a deposit this will be payable upon entering the finance agreement. An Interest Rate of 17.75% applies on the balance once the interest free period expires.


Get a decision in seconds

It won’t impact your credit score

Credit Card

On confirmation of your order, we will send you a safe link to pay with credit card. Full payment is required prior to the dispatch of your sauna.

Bank Deposit

To make payment for your sauna by direct credit from your bank account to ours, can be done by internet banking, phone banking or by making payment in person at your bank. Full payment is required prior to dispatch of your sauna.

When your payment is confirmed we will send your goods and let you know they are on the way.

To ensure the prompt processing of your order and to avoid shipping delays, please put your order number in the reference section and include the name shown on the order.

NB: International payments made directly to our bank account incur additional fees. All fees incurred by us to receive payment are the purchaser’s responsibility. Please ensure that payment for these fees is included when making payment to our account.

Account details for bank deposit are as follows:

Account Name: NZ Design Living Ltd (Trading as Sun Stream Saunas)
Bank: ANZ Bank New Zealand
Account number: 01 0058 0160893 00